
Loan originators Bob Chetney and Jennifer Whalen are in charge of Fulton Savings Bank’s new loan production office at 374 W. First St. in Oswego.
“Our expansion into the city of Oswego represents an important step in Fulton Savings Bank’s strategic growth and dedication to bringing relationship‑based lending services closer to the communities we serve,” said Vice President of Lending Compliance and CRA Officer Meghan Eckel. “By establishing a local presence, where we’ve experienced mortgage lending growth, we can better understand our customers’ needs and help support the continued growth and vitality of the Oswego area.”
Chetney and Whalen, each with strong knowledge of the local market, will offer guidance throughout the lending process and delivering responsive, one‑on‑one service. Chetney can be reached at rchetney@fultonsavings.com or 315-592-1996, and Whalen can be reached at jwhalen@fultonsavings.com or 315-402-1018. Customers can expect the same commitment to trust, integrity, and community involvement that has defined Fulton Savings Bank for generations, Eckel said.

Fulton Savings Bank has a unique, customer-focused strategy in its mortgage lending areas including competitive rates, transparency around fees, a 270-day rate lock for residential and investment mortgages, and they underwrite, close and service all their loans. They also offer lending for new construction, home equity lines of credit, and property rehabilitation, along with other mortgage-related products.
Fulton Savings Bank is headquartered in Fulton and is celebrating its 155th anniversary in 2026. The bank has six full-service branch offices in Fulton, Baldwinsville, Phoenix, Central Square, Brewerton and Constantia, with assets totaling more than $502 million and deposits totaling more than $279 million, insured by the Federal Deposit Insurance Corporation (FDIC).